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Substitute Trustee Sale- Joel & Terry Sutton


WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated February 12, 2019, executed by JOEL AARON SUTTON and TERRY MELISSA SUTTON conveying certain real property therein described as same appears of record in the Register`s Office of Macon County, Tennessee recorded February 15, 2019, in Deed Book RB72, Page 68; and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to PennyMac Loan Services, LLC  who is now the owner of said debt; and

WHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register’s Office of Macon County, Tennessee.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 14, 2023 at 2:00 PM at the Front Door of the Macon County Courthouse, 104 County Courthouse, Lafayette, TN 37083, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Macon County, Tennessee, to wit:

Being a parcel of land located in the 8th Civil District of Macon County, Tennessee and being bounded on the South by Nichols Road, on the North and East by Beech One  Properties, Inc., on the West by Dee E. and Joyce D. Wilburn, and being more particularly described as:

Beginning at a point in the Northerly margin of Nichols Road the center of a drain and being the southeast corner of Dee E and Joyce D. Wilburn Deed Book 161, Page 341, Register`s Office, Macon County, Tennessee; thence with the meanders of drain North 04 degree 08 minutes 04 seconds East, 189.03 feet to an iron pin; thence North 13 degrees 52 minutes 17 seconds West 279.31 feet to an iron pin at fence corner and dead tree in the southerly line of Beech One Properties, Inc., Deed Book 269, Page 433, Register`s Office of Macon County, Tennessee; thence with the property of aforementioned South 81 degrees 11 minutes 35 seconds East 205.14 feet to an iron pin; thence South 03 degrees 25 minutes 48 seconds East 428.12 feet to a power pole located in the northerly margin of Nichols Road; thence with the northerly margin of aforementioned South 89 degrees 41 minutes 33 seconds West 175.00 feet to the point of beginning.

Survey dated November 4, 2009, by Volunteer Land Surveying Services, 4816 Old Hickory Blvd., Nashville, TN 37076, Phillip E. Holmes R.L.S. 1728.

Being the same property conveyed to Joel Aaron Sutton and wife, Terry Melissa Sutton by Warranty Deed from Fernando Pina and wife, Filomena Pina of record in Book RB72, page 66, Register`s Office for Macon County.

Parcel ID: 084 03400 000000

PROPERTY ADDRESS: The street address of the property is believed to be 876 NICHOLS RD, DIXON SPRINGS, TN 37057. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.



The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.




Rubin Lublin TN, PLLC, Substitute Trustee, 1661 International Drive, Suite 400, Memphis, TN 38120  Tel: (877) 813-0992  Fax: (470) 508-9401