NOTICE OF FORECLOSURE
WHEREAS, RURAL DEVELOPMENTS, LLC  by a Deed of Trust dated the 29th  day of September, 2006, and of record in Trust Deed Book 408, page 342, in the Register's Office of  Macon County, Tennessee, conveyed to JOE CARTER, Trustee, an interest in and to the hereinafter described property to secure the payment of a Promissory Note described in said Deed of Trust, which Note is presently held and owned by CITIZENS BANK; and
WHEREAS, by Appointment of Substitute Trustee dated April 25, 2014 and of record in Trust Deed Book 526, pages 454-455, Register’s Office of Macon County, Tennessee CITIZENS BANK appointed PHILIP KELLY, as Substitute Trustee; and
WHEREAS, demand has been made for the payment of the aforesaid Note secured by the above-described Deed of Trust which Note is in default; and
WHEREAS, CITIZENS BANK, the owner and holder of said note has demanded that the property be advertised and sold in satisfaction of said indebtedness including the costs of foreclosure, in accordance with the terms of said Note and of the Deed of Trust; and 
NOW, THEREFORE, notice is hereby given that I, PHILIP KELLY, Substitute Trustee, pursuant to the power, duty and authority vested in and imposed upon me in the above-described Deed of Trust, will on Friday, September 12, 2014 @ 10:15 o'clock A. M., in the center hall of the Macon County Courthouse, in Lafayette, Tennessee offer for sale to the highest and best bidder for cash and free from all rights and equities of redemption, statutory or otherwise, homestead, dower, marital share and all other rights and exemptions of every kind, but only as and to the extent any rights or equities or redemption are effectively waived or terminated in said Deed of Trust, certain real property situated in Macon County, Tennessee, as follows:

TRACT #1: (Map 46 Parcel 3.02)
Tract #1:
Lying and being in the 6th Civil District of Macon County, Tennessee, being Lot Number 2 of the Simmons Lake Subdivision, a plat of which is of record in Plat Cabinet 1, Slide 180-B, Register’s Office Macon County, Tennessee.  And more fully described as follows:
Beginning at an iron pin found on the south right-of-way of Old Lake Road and also being the northwest corner of the Samantha Hayes Property as recorded in Deed Book 229, Page 354, ROMCT; thence South 48 degrees 17 minutes 04 seconds West a distance of 301.66 feet to an iron pin found; thence with the lines of the Great Spring Waters of America, Inc. Property as recorded in Deed Book 240, Page 189, North 44 degrees 39 minutes 59 seconds West, a distance of 685.00 feet to an iron pin found; thence North 52 degrees 15 minutes 00 seconds East, a distance of 350.00 feet to an iron pin found on the south right-of-way of Old Lake Road; thence with said right-of-way South 40 degrees 39 minutes 11 seconds East a distance of 660.00 feet to the point of beginning; said described tract containing 5.02 acres, more or less.  Survey by Kevin David Crowe, Registered Land Surveyor No. 1979, dated January 23, 2002.
BEING the same property conveyed to Rural Developments, LLC by deed from John Cook and wife, Jacki Cook, dated July 19, 2002, and recorded in Deed Book 247, Page 140, in the Register’s Office for Macon County, Tennessee.

TRACT #2: (Map 46 Parcel 3.04)
Tract #2:
Lying and being in the 6th Civil District of Macon County, Tennessee, being Lot Number 4 of the Simmons Lake Subdivision, a plat of which is of record in Plat Cabinet 1, Slide 180-B, Register’s Office Macon County, Tennessee.  And more fully described as follows:
Beginning at an iron pin found on the East right-of-way of Old Lake Road; thence North 40 degrees 39 minutes 11 seconds West, a distance of 121.00 feet to an iron pin found; thence leaving said right-of-way and with the southeast line of Lot 5, North 52 degrees 28 minutes 32 seconds East, a distance of 263.73 feet to an iron pin found; thence South 45 degrees 51 minutes 31 seconds East a distance of 150.87 feet to an iron pin found on the north right-of-way of Lake View Lane and the point of curvature of a non-tangent curve, concave to the northwest, having a radius of 174.75 feet, a central angle of 35 degrees 32 minutes 10 seconds and a chord of 106.65 feet bearing South 53 degrees 29 minutes 38 seconds West; thence southwest along said curve and right-of-way, a distance of 108.38 feet to point; thence South 71 degrees 15 minutes 00 seconds West, a distance of 40.00 feet to the point of curvature of a tangent curve, concave to the southeast, having a radius of 111.65 feet and a central angle of 30 degrees 04 minutes 47 seconds; thence West along said curve, a distance of 58.62 feet, curving to the left; thence South 41 degrees 10 minutes 51 seconds West a distance of 51.79 feet to the point of curvature of a tangent curve, concave to the north, having a radius of 21.67 feet and a central angle of 98 degrees 08 minutes 03 seconds; thence Southwest along said curve, a distance of 37.12 feet, curving to the right to the point of beginning, said described tract containing 0.88 acres, more or less.  Survey by Kevin David Crowe, Registered Land Surveyor No. 1979, dated January 23, 2002.
BEING the same property conveyed to Rural Developments, LLC by deed from John Cook and wife, Jacki Cook, dated July 19, 2002, and recorded in Deed Book 247, Page 121, Register’s Office for Macon County, Tennessee.

TRACT #3: (Map 46 Parcel 3.05)
Tract #3:
Lying and being in the 6th Civil District of Macon County, Tennessee, being Lot Number 5 of the Simmons Lake Subdivision, a plat of which is of record in Plat Cabinet 1, Slide 180-B, Register’s Office Macon County, Tennessee.  And more fully described as follows:
Beginning at an iron pin found on the east right-of-way of Old Lake Road and the southeast corner of the Bill Vinson property as recorded in Deed Book 117, Page 438, ROMCT; thence with said Vinson line North 52 degrees 00 minutes 00 seconds East a distance of 250.00 feet to an iron pin found; thence North 52 degrees 35 minutes 59 seconds East a distance of 418.72 feet to a wooden post; thence with the west line of Lot 9 South 44 degrees 53 minutes 31 seconds East a distance of 125.60 feet to a wooden post; thence with the west line of Lot 6 South 44 degrees 53 minutes 21 seconds East a distance of 154.24 feet to an iron pin found on the north right-of-way of Lake View Lane; thence with said right-of-way the following calls: South 62 degrees 21 minutes 30 seconds West a distance of 72.38 feet to a point; thence South 65 degrees 00 minutes 00 seconds West a distance of 70.00 feet to the point of curvature of a non-tangent curve, concave to the southeast, having a radius of 244.86 feet, a central angle of 30 degrees 14 minutes 43 seconds and a chord of 127.76 feet, bearing of South 50 degrees 50 minutes 47 seconds West; thence Southwest along said curve, a distance of 129.26 feet to a point; thence South 35 degrees 43 minutes 33 seconds West a distance of 150.00 feet to a point; thence North 45 degrees 51 minutes 31 seconds West a distance of 150.87 feet to a point; thence South 52 degrees 28 minutes 32 seconds West a distance of 263.73 feet to a point; thence North 40 degrees 39 minutes 11 seconds West a distance of 146.56 feet to the point of beginning, said described tract containing 3.38 acres, more or less.  Survey by Kevin David Crowe, Registered Land Surveyor No. 1979, dated January 23, 2002.
BEING the same property conveyed to Rural Developments, LLC by deed from John Cook and wife, Jacki Cook, dated July 19, 2002, and recorded in Deed Book 247, Page 118, in the Register’s Office for Macon County, Tennessee.

TRACT #4: (Map 46 Parcel 3.06)
Tract #4:
Lying and being in the 6th Civil District of Macon County, Tennessee, being Lot Number 6 of the Simmons Lake Subdivision, a plat of which is of record in Plat Cabinet 1, Slide 180-B, Register’s Office Macon County, Tennessee.  And more fully described as follows:
Beginning at an iron pin found on the north right-of-way of Lake View Lane and also being the southwest corner of Lot 7; thence along said right-of-way South 62 degrees 21 minutes 31 seconds West a distance of 222.36 feet to an iron pin found; thence with the east line of Lot 5 North 44 degrees 53 minutes 21 seconds West a distance of 154.24 feet to a wooden post; thence with the south line of Lot 9 North 49 degrees 41 minutes 28 seconds East a distance of 158.40 feet to an iron pin found; thence North 32 degrees 50 minutes 17 seconds East a distance of 94.39 feet to an iron pin found; thence South 35 degrees 28 minutes 01 seconds East a distance of 230.69 feet to the point of beginning, said described tract containing 0.98 acres, more or less.  Survey by Kevin David Crowe, Registered Land Surveyor No. 1979, dated January 23, 2002.
BEING the same property conveyed to Rural Developments, LLC by deed from John Cook and wife, Jacki Cook, dated July 19, 2002, and recorded in Deed Book 247, Page 138, in the Register’s Office for Macon County, Tennessee.

TRACT #5: (Map 46 Parcel 3.07)
Tract #5:
Lying and being in the 6th Civil District of Macon County, Tennessee, being Lot Number 7 of the Simmons Lake Subdivision, a plat of which is of record in Plat Cabinet 1, Slide 180-B, Register’s Office for Macon County, Tennessee.  And more fully described as follows:
Beginning at an iron pin found on the north right-of-way of Lake View Lane and southeast corner of Lot 6; thence with Lot 6, North 35 degrees 28 minutes 01 seconds West, a distance of 230.69 feet to an iron pin found; thence with the southeast line of Lot 9, North 53 degrees 34 minutes 12 seconds East a distance of 116.38 feet to an iron pin found; thence North 66 degrees 57 minutes 11 seconds East a distance of 47.53 feet to an iron pin found; thence with the west line of Lot 8 South 26 degrees 17 minutes 13 seconds East a distance of 238.65 feet to an iron pin set on the north right-of-way of Lake View Lane; thence with said right-of-way South 59 degrees 43 minutes 01 seconds West a distance of 85.43 feet to a point; thence South 62 degrees 21 minutes 31 seconds West a distance of 40.00 feet to the point of beginning, said described tract containing 0.79 acres, more or less.  Survey by Kevin David Crowe, Registered Land Surveyor No. 1979, dated January 23, 2002.
BEING the same property conveyed to Rural Developments, LLC by deed from John Cook and wife, Jacki Cook, dated July 19, 2002, and recorded in Deed Book 247, Page 136, in the Register’s office for Macon County, Tennessee.

TRACT #6: (Map 46 Parcel 3.09)
Tract #7
Lying and being in the 6th Civil District of Macon County, Tennessee, being Lot Number 9 of the Simmons Lake Subdivision, a plat of which is of record in Plat Cabinet 1, Slide 180-B, Register’s Office Macon County, Tennessee.  And more fully described as follows:
Beginning at an iron pin found on the north right-of-way of Lake View Lane and also being the southeast corner of Lot 8; thence North 16 degrees 46 minutes 57 seconds West a distance of 223.86 feet to an iron pin found; thence with Lot 8, South 66 degrees 57 minutes 11 seconds West a distance of 209.45 feet; thence with Lot 7, South 53 degrees 34 minutes 12 seconds West a distance of 116.38 feet to an iron pin found; thence with Lot 6, South 32 degrees 50 minutes 17 seconds West a distance of 94.39 feet to an iron pin found; thence South 49 degrees 41 minutes 28 seconds West a distance of 158.40 feet to a wood post; thence with Lot 5 North 44 degrees 53 minutes 31 seconds West a distance of 125.60 feet to a wood post; thence with the southeast line of Bill Vinson as recorded in Deed Book 117, Page 438, ROMCT; thence North 51 degrees 28 minutes 59 seconds East a distance of 485.73 feet to a 6" cedar; thence North 5 degrees 31 minutes 52 seconds West a distance of 86.73 feet to a post; thence with the south line of Aubye Young as recorded in Deed Book 59, Page 71, ROMCT; North 84 degrees 24 minutes 32 seconds East a distance of 178.00 feet to an iron pin found; thence with line of Lot 10, South 16 degrees 46 minutes 37 seconds East a distance of 366.99 feet to an iron pin set on the north right-of-way of Lake View Lane; thence with said right-of-way South 59 degrees 42 minutes 19 seconds West a distance of 49.97 feet to the point of beginning; said described tract containing 2.15 acres, more or less.  Survey by Kevin David Crowe, Registered Land Surveyor No. 1979, dated January 23, 2002.
BEING the same property conveyed to Rural Developments, LLC, by deed from John Cook and wife, Jacki Cook, dated July 19, 2002, and recorded in Deed Book 247, Page 112, in the Register’s Office for Macon County, Tennessee.

The address of the above described property is Old Lake Road, Red Boiling Springs, TN  37150.

Said sale will be subject to any and all unpaid taxes that may be a lien against the property and any and all other liens or other rights which take priority over the Deed of Trust upon which this foreclosure sale is had.
This the 12th day of August, 2014.
         
PHILIP KELLY, SUBSTITUTE TRUSTEE
  
PUBLICATION DATES:
August 19, 2014
August 26, 2014
September 2, 2014