NOTICE OF FORECLOSURE
WHEREAS, RURAL DEVELOPMENTS, LLC  by a Deed of Trust dated the 26th day of July, 2006 and of record in Trust Deed Book 404 page 334, in the Register's Office of  Macon County, Tennessee, conveyed to JOE CARTER, Trustee, an interest in and to the hereinafter described property to secure the payment of a Promissory Note described in said Deed of Trust, which Note is presently held and owned by CITIZENS BANK; and
WHEREAS, by Appointment of Substitute Trustee dated April 25, 2014 and of record in Trust Deed Book 526, pages 452-453 , Register’s Office of Macon County, Tennessee CITIZENS BANK appointed PHILIP KELLY, as Substitute Trustee; and
WHEREAS, demand has been made for the payment of the aforesaid Note secured by the above-described Deed of Trust which Note is in default; and
WHEREAS, CITIZENS BANK, the owner and holder of said note has demanded that the property be advertised and sold in satisfaction of said indebtedness including the costs of foreclosure, in accordance with the terms of said Note and of the Deed of Trust; and 

NOW, THEREFORE, notice is hereby given that I, PHILIP KELLY, Substitute Trustee, pursuant to the power, duty and authority vested in and imposed upon me in the above-described Deed of Trust, will on Friday, September 12, 2014, @ 10:30 o'clock A. M., in the center hall of the Macon County Courthouse, in Lafayette, Tennessee offer for sale to the highest and best bidder for cash and free from all rights and equities of redemption, statutory or otherwise, homestead, dower, marital share and all other rights and exemptions of every kind, but only as and to the extent any rights or equities or redemption are effectively waived or terminated in said Deed of Trust, certain real property situated in Macon County, Tennessee, as follows:

TRACT #1: (Map 46P-Group A Parcel 15.00)
Parcel 2:
Lying and being in the 6th Civil District of Macon County, Tennessee, and being located on the north side of the road that leads from Highway 52 & 56 to William B. Green’s home, and beginning on the stake or iron pin, the southeast corner of Jerry D. Knight’s lot and running thence North 17-1/2 E with said Knight’s lot 125 feet to said Knight’s northeast corner; thence South 88-1/2 E 125 feet to a stake; thence South 17-1/2 W 125 feet to a stake at said road; thence North 88-1/2 W with said road to the beginning corner, containing .35 (35/100) plus of an acre.
BEING the same property conveyed to Rural Developments, LLC by deed from Jimmy Cook and wife, Janie M. Cook, dated November 17, 2005 and recorded in Deed Book 273, Page 59, in the Register’s Office for Macon County, Tennessee.

TRACT #2: (Map 46 Parcel 20.00)
Parcel 3:
Lying and being in the 6th Civil District of Macon County, Tennessee, and being located on Highway 52, about 1 mile N.E. of Red Boiling Springs, Tennessee, on the Celina Road and beginning at a point on said highway, 35 feet N.E. of Ray Pedigo; thence at right angle 122 feet; thence 83 feet back to Highway 52 at a point 116 feet to the beginning.
BEING the same property conveyed to Rural Developments, LLC by deed from John N. Cook and wife, Jacki Cook, dated August 2, 2002 and recorded in Deed Book 247, Page 320, in the Register’s Office for Macon County, Tennessee.

TRACT #3: (Map 46 Parcel 46.02)
Parcel 4:
Lying and being in the 6th Civil District of Macon County, Tennessee, and beginning at an iron pin in the west margin of Highway 52, being the southeast corner of this tract and a corner to Smith Chapel Cemetery; thence with Highway 52 S49 - 00 W 55.97 feet to an iron pin, being a corner to Lackey; thence with Lackey N 35- 01 W 59.12 feet to an iron pin at the center of a drain; thence S 61 - 32 W 106.74 feet to an iron pin in the drain; thence S37 - 14E  31.82 feet to a point; thence S 52 - 45W 35.72 feet to a point; thence N28 - 41W 22.48 feet to being a corner to Davis; thence with Davis S52 - 45W 35.72 feet to a point; being in the line of Cherry; thence with Cherry N28 -41W 22.48 feet to an iron pin; thence S73 - 02W 122.07 feet to an iron pin, being a corner to Pedigo; thence with Pedigo S79 -25W 135.20 feet to an iron pin, being a corner to Osgathorpe; thence with Osgathorpe N83-55W 108.44 feet to an iron pin near a spring; being in the line of West; thence with West N16- 06W 107.48 feet to an iron pin; N 77- 05W 126.66 feet to an iron pin, being a corner to Cook; thence with Cook N26 -06E 286.80 feet to an iron pin, being a corner to Tract 1; thence with Tract 1 S69 -51E 292.89 feet to a post at a gate; thence S78- 33E 92.11 feet to an iron fence post; thence S58 - 29E 122.90 feet to an iron pin, being a corner to Smith Chapel Cemetery; thence with Smith Chapel Cemetery S49- 08E 138.14 feet to the point of beginning, containing 3.59 acres, more or less, according to a survey by Joe E. Holland, dated June 11, 1987.
BEING the same property conveyed to Rural Developments, LLC by deed from John Cook and wife, Jackie Cook, dated August 2, 2002 and recorded in Deed Book 247, Page 317, in the Register’s Office for Macon County, Tennessee.

Said sale will be subject to any and all unpaid taxes that may be a lien against the property and any and all other liens or other rights which take priority over the Deed of Trust upon which this foreclosure sale is had.
This the 12th day of August , 2014.
            
PHILIP KELLY, SUBSTITUTE TRUSTEE
  
PUBLICATION DATES:
August 19, 2014
August 26, 2014
September 2, 2014