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Substitute Trustee Sale- Rita Driver

SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on October 24, 2017 at 10:00 a.m., local time, at the front door of the Macon County Courthouse, 104 County Courthouse, Lafayette, TN 37083, pursuant to Deed of Trust executed by Rita Driver, an unmarried woman, to D. M. Grisham, as Trustee for National Bank of Commerce dated October 24, 2001, of record in Book TD296, Page 442, in the Register’s Office for Macon County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Macon County Register’s Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.
Party entitled to enforce the debt: Simmons Bank
The hereinafter described real property located in Macon County will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:.
Legal Description: Situated in the 1st Civil District of Macon County, Tennessee and being described as follows: Being Lot No. 11 on the plan of Long Pointe Subdivision, Section B, of record in Plat Cabinet 1, Slide #272-A, Register`s Office for Macon County, Tennessee, to which plat reference is hereby made for a more complete description of said lot.
Street Address: The street address of the property is believed to be 357 Pointe Lane, Lafayette, TN 37083, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.
Map/Parcel Number: 037M A 01100 000
Current owner(s) of Property: Rita D. Driver
This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any governmental agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale. 
THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.
The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.
If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received, in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.
This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time.
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Padgett Law Group, Substitute Trustee, 6267 Old Water Oak Road, Suite 203 , Tallahassee, Florida 32312  PH:  (850) 422-2520   FX:  (850) 422-2567  PLG#17-005669